Comprehensive Wealth Management

The TriCapital difference is a unique approach that provides you with the advantage of a fully customized and personalized comprehensive process that includes:

Goals-Based Planning

Your Retirement Funding Score (RFS®)

Investment Planning

Estate Planning

Tax planning and coordination

Risk Management

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Goals Based Planning

The TriCapital Difference

A successful financial plan is a collaborative effort.  We will prepare one for you, but the “we” includes you and your honest, open and realistic input along with your feedback along the way.

Begin with the end in mind

We begin by asking a lot of questions as we seek to understand your dreams, goals, and needs.  Our approach is comprehensive.  Once we agree on a strategy for you, we will move forward with implementation and then frequently measure progress to make any needed adjustments.

We welcome the opportunity to speak with you!

Retirement Funding Score | RFS®

Our proprietary Retirement Funding Score® process is a time-tested way to assess where you will be given your current financial foundation. With an accurate RFS®, we are able to help our clients see where they are, where they will be and what they may need to do to stay on track or align their financial decisions with their goals.

When clients decide to work with us, we use the information they provide at our initial meetings to create a unique Retirement Funding Score report. This valuable report helps people see where they are, where they’ll be, and what they need to meet their goals.

Investment Planning

At TriCapital, every investment portfolio is matched specifically to our client’s unique situation and in consideration of factors such as:

  • How old are you?
  • How long is your investment time horizon?
  • What kind of potential returns are needed on your investments to achieve your goals?
  • How comfortable are you with fluctuation in the value of your accounts?
  • How much income do you need from your investments and when do you need it?
  • Do you have emergency reserves?

Estate Planning

No matter how large or modest your estate, the old saying “you can’t take it with you when you die” is what Estate Planning is all about. The goal is to control how your money is distributed to your beneficiaries and to ensure that takes place in the most effective, tax efficient and least expensive way. We can help.

At TriCapital, we will help you develop and implement plans to ensure your estate is distributed in exactly the way you want, and taking into account income, gift and estate taxes to make sure your wealth is maximized for your family. While we do not provide legal services, we can help advise you in all areas of your estate matters.

Every estate plan is unique and we at TriCapital strive to ensure it is put together in exactly the way you want.

Maximize wealth now and in the future

  • Creating a will
  • Limiting estate taxes by using trusts or other devices
  • Naming guardians for minors
  • Naming an executor of your estate to oversee its implementation
  • Creating and updating beneficiaries on plans such as life insurance, IRA’s, and other retirement accounts
  • Establishing a durable power of attorney to act in place of you if needed
  • Setting up advance directives to express your end of life wishes
  • Communicating your financial status and estate plan to your loved ones

Tax Planning & Coordination

For people of high net worth, it’s always tax season. We will stay on top of your tax preparation year-round, making April 15th and October 15th (slightly) less painful days. As part of this work, we relieve you of the burden of gathering, tracking, and storing historical documents. Working closely with your tax accountants, we are ready to provide you with the following assistance:

  • Coordinate tax planning and preparation
  • Consolidate and present supporting documentation
  • Coordinate and process estimated quarterly tax payments
  • Tax minimization strategies
  • Cost basis tracking and reporting
  • Information gathering and document tracking
  • Electronic storage of important documents

Risk Management

The purchase of insurance is a transfer of risk.  It boils down to how much you are willing to pay an insurance company to take a particular risk off your hands.  The greater the risk the more the insurance company will charge you to take on that risk.

What is appropriate for you?

We help you determine the amount and type of risk coverage appropriate for you through need-based analysis.  Often, we bring in an insurance professional as part of your team to help with that assessment at no cost to you.

You decide.

When you decide on the type and amount of risk you would like to transfer, we obtain proposals and manage the acquisition process to help you get what is best for you.  The most common types of policies clients ask our help with are life insurance, long-term care, health insurance and disability coverage.  Small business owners may also consider buy/sell policies to protect the owners.

Financial Transition Planning

Investment Management

Building a Confident Retirement

DOES YOUR PORTFOLIO HAVE TOO MUCH RISK?
OR NOT ENOUGH?

Knowing your risk score can help you make appropriate investment choices.

THERE'S NO TIME LIKE THE PRESENT

Let's Schedule a Discovery Call

We offer a complimentary "Get Acquainted" meeting to learn about your goals and see if our services are right for you. Come in for a cup of coffee and a second opinion – both are free. 

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Contact

  • Phone:
    704.571.8778
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Advisory Services are offered through TriCapital Wealth Management, Inc Securities offered through Triad Advisors member FINRA / SIPC. TriCapital Wealth Management, Inc. is not affiliated with Triad Advisors. We are licensed to sell Insurance Products in the following states: North Carolina, and South Carolina. We are registered to sell Securities in the following states: Delaware, District of Columbia, Florida, Georgia, North Carolina, Ohio, Pennsylvania, South Carolina, and Virginia.

TRICAPITAL® is a Registered Trademark in the United States of America.