Managing Risk With Insurance The purchase of insurance is a transfer of risk. It boils down to how much you are willing to pay an insurance company to take a particular risk off your hands. The greater the risk the more the insurance company will charge you to take on that risk.What is appropriate for you?We help you determine the amount and type of risk coverage appropriate for you through need-based analysis. Often, we bring in an insurance professional as part of your team to help with that assessment at no cost to you.You decide.When you decide on the type and amount of risk you would like to transfer, we obtain proposals and manage the acquisition process to ensure you get exactly what is best for you. The most common types of policies clients ask our help with are life insurance, long-term care, health insurance and disability coverage. Small business owners may also consider buy/sell policies to protect the owners.We welcome the opportunity to speak with you!Please review our Ideal Client Profile.Request a complimentary consultation or second opinion.