Our Process

When you come to TriCapital Financial Group, our commitment is to first find out about you: your needs, your concerns and your goals. We employ a simple but effective step-by-step process that becomes the foundation for successful planning.

Step One: The Right Fit
We begin with an exploratory meeting, at which we all figure out if we are the right firm for you. May our team further your goals? If the answer is yes, we’ll take the next step.

Step Two: Focusing on You
The next step is a demanding one, and we need our clients’ participation to do it right. We collect a lot of data. We ask a lot of questions, and listen to your answers. We do this so that we can adapt our processes to your unique needs. Unlike other firms, we don`t take a "canned" approach that produces a meaningless plan consisting of simplistic reports that never seem to adequately address your situation. Our Wealth Management Process enables us to efficiently gather the information we need to tailor a financial and investment plan that becomes the foundation for successful planning.  Once we have a good understanding of your situation and your needs, we`ll confirm to you, in writing, the issues to be addressed, what we expect to achieve and the fee for our services. 

Step Three: Managing Resources Wisely
Having mapped out a detailed financial planning strategy, we now have the basis for forming a prudent, long-term investment plan.  Rather than focusing on the hottest investment or the latest investment fad, our focus is on developing an investment plan that reflects your needs and goals.  We believe in possibly minimizing investment risk while taking advantage of potential long-term growth opportunities.  We also believe, however, that wealth preservation should take precedence over growth once you have achieved a desired level of wealth.

A written Investment Policy Statement is prepared that outlines the important aspects of the investment plan including performance expectations, risk measurement and tolerance, asset allocation, allowable investments and time horizon.  Detailed investment reports keep you informed of the performance and progress of your overall investment plan toward your own goals.

Step Four: Measuring Your Progress
Financial planning is not a one-time event – it is a lifelong process.  Investment plans do not remain static and must be updated periodically to adapt to the ever-changing opportunities, and risks, in the investment markets.  At TriCapital, we view the relationship that we develop with you over time and the periodic reviewing and management of your resources to be as important as the initial work we do.  We are committed to being your financial partner.  This means we are available at any time – we return calls promptly and we are responsive to your needs and requests. 

Review meetings are held at least semi-annually, more often as needed.  Financial and investment plans are reviewed and updated to review progress toward the achievement of your goals.

While our focus is on your specific goals, we also measure your progress toward achieving, and maintaining, financial independence using our proprietary Financial Independence Quotient (FIQ®). The FIQ shows you where you are now and your rate of progress toward the day when you have the comfort of knowing that the resources you have accumulated will allow you live the lifestyle you desire without reliance on any other person, your job or the government.

As financial and investment advisors, we are grateful for the part we may play in helping enhance our client’s financial success, the quality of their life and their legacy.  We look forward to the opportunity of exploring how we might be of help to you by becoming your financial partner.

For answers to some of the more commonly asked questions that we receive, visit our Frequently Asked Questions page. (click on FAQ's)

If you would like more information, a map to our office or to arrange for an exploratory meeting, you can e-mail us now or call us at 704-571-8778. Toll-free 877-699-4689. (click on CONTACT US)